CCJ IVA DEFAULTS
Sometimes things don't always go to plan.
- If you have had a poor credit history or have a CCJ registered against you, it doesn't necessarily mean that you won't be able to get a mortgage.
- We have access to a panel of specialist mortgage lenders that may be prepared to offer you a mortgage. You may be able to borrow up to 85% of the value of the property.
- As a 'whole of market' mortgage broker, we will search the market to find you the most suitable product for your circumstances. We will endeavour to help you get your first mortgage or switch lender to get a more competitive deal.
CCJ's/Arrears/Defaults/Bankrupts/IVA’s - The overall cost for comparison is 10.2% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
There may be a broker fee payable. The precise amount will depend on your circumstances but typically will be 2% of the loan amount payable on completion.. An additional fee of £95.00 may be charged when submitting your case to the lender. There is no initial consultation fee payable.
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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK