NO PROOF OF INCOME
- More than one source of income.
- Company Director paid in Dividends; or, with insufficient trading history.
- Employed with large bonus or commissions
- Don’t have accounts that are Chartered or Certifiable.
- Freelance or working on a contract.
- In receipt of benefits including Tax Credits etc.
- Self Employed – No Proof of Income.
- You must only declare your actual income and not an exaggerated figure.
Self Certification - The overall cost for comparison is 7.9% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
There may be a broker fee payable. The precise amount will depend on your circumstances but typically will be 2% of the loan amount payable on completion.. An additional fee of £95.00 may be charged when submitting your case to the lender. There is no initial consultation fee payable.
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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK